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Why Sellers Choose Bill and Pat Evans Team - Why home sellers in Keller, Colleyville and Southlake choose Bill and Pat Evans Team. Free Presentation - Free in-home listings presentation on marketing your Keller, Colleyville and Southlake, in Tarrant County Texas property. Property Valuation - How much is your Keller, Colleyville and Southlake home worth? What Did That Home Sell For? - What did that Keller, Colleyville and Southlake, Texas property or other real estate sell for? FSBO - Selling your Keller, Colleyville and Southlake real estate on your own? Go to Main Sitemap - Main sitemap sections include Find Keller, Colleyville and Southlake Homes, For Home Buyers, For Home Sellers, Keller, Colleyville and Southlake Information, Real Estate Resources, and About Bill and Pat Evans Team.
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Financing Your Home >Mortgage Myths
Nationwide surveys indicate that a large number of potential home buyers count themselves out of the market because of widely-held myths about home financing.
Some of the most prevalent myths include: 1) home buyers need large down payments (more than is actually the case); 2) the loan process works against people under age 35; 3) owning a home is more expensive than renting; and 4) minorities have no chance of getting a mortgage.
The surveys found that many people view the mortgage process as "difficult, stressful, and incomprehensible." Many qualified first-time buyers are unaware of special programs designed to make home ownership affordable to them. The home loan industry is always looking for new ways to dispel these myths because lenders want more business, not less. The alternatives to traditional 20% down, thirty-year fixed mortgages are astonishing. Mortgage brokers are experienced in explaining today's financing and debunking the myths.
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| Q |
What information does nearly every state in America require the seller of a home to reveal to the buyer?
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| A |
Most states require disclosure of any existing problems or conditions that could affect the value of the house. |
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