|
All agents are NOT alike! Find out why we are top real estate experts. Call us: 817-907-3203.
|
Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
Find Out More >
View All Offers >
|
"It is because of Pat's attention to the customer...that I'm sure Pat's name is well respected"
-Joanna & Kevin Baker
Read Quote >
View All Quotes >
|
 Compare
three mortgages at one time. Download TripleCalc now. It's
free. |
Bill and Pat Evans Team
is one of The Top Selling Real Estate Experts™
Find Out More > |
|
|
|
For Home Sellers:
Why Sellers Choose Bill and Pat Evans Team - Why home sellers in Keller, Colleyville and Southlake choose Bill and Pat Evans Team. Free Presentation - Free in-home listings presentation on marketing your Keller, Colleyville and Southlake, in Tarrant County Texas property. Property Valuation - How much is your Keller, Colleyville and Southlake home worth? What Did That Home Sell For? - What did that Keller, Colleyville and Southlake, Texas property or other real estate sell for? FSBO - Selling your Keller, Colleyville and Southlake real estate on your own? Go to Main Sitemap - Main sitemap sections include Find Keller, Colleyville and Southlake Homes, For Home Buyers, For Home Sellers, Keller, Colleyville and Southlake Information, Real Estate Resources, and About Bill and Pat Evans Team.
Please Sign Up For The Latest Listings and the Latest Real Estate News
First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
|
| Q |
What is the average age range of a second-home buyer in the United States?
|
| A |
Currently, second-home buyers in America are most often between 41 and 44 years of age. |
 See More Real Estate Trivia > |
|
NUMBER1EXPERT®
© Homes Media Solutions™, a division of Dominion Enterprises and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.
|
- NUMBER1EXPERT™ 
