We hired Pat and Bill Evans to sell our first home. Not only were Pat and Bill Evans a pleasure to work with, they were also very candid and honest about what to expect. They took us step-by-step through the sales process and gave us tips on how to make our home more attractive to buyers. If we had any questions, even if we needed something explained again, they were always accessible by phone or to drop by the house. Bill called us every week with local market updates and we received weekly statistics in the mail. Bill negotiated for us and told us which offers were fair. THEY SOLD OUR HOUSE FOR MORE THAN ANY COMPARABLE HOUSE HAD SOLD IN THE AREA IN THE PREVIOUS YEAR. WE HIGHLY RECOMMEND PAT AND BILL EVANS TO HELP YOU BUY OR SELL YOUR NEXT HOME!"
-Eric & Kim Ferguson
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Buyers Remorse >First Time Loans
Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.
Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.
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| Q |
What area was designed to look like a 1940s southeastern town with traditional architecture?
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| A |
Disney's "Celebration" in Orlando, FL, will eventually have 8,000 houses and many commercial tourist attractions. |
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